About Finance West Lending

California Mortgage Experts for Residential and Commercial Real Estate

For more than 20 years, Finance West Lending has helped Calfornia borrowers finance the properties that matter most to them.

We are a California-focused mortgage brokerage headquartered in Torrance, and we specialize in both residential and commercial mortgage lending.


Whether you are a first-time homebuyer getting your first set of keys or a seasoned investor adding to your portfolio, we bring the experience, the lender relationships, and the loan options to get your deal closed.

20+ Years Experience

California-Focused

Residential & Commercial Lending

Personalized Guidance

Why Work with a Mortgage Broker

A bank can only offer you its own products. As a mortgage broker, we work for you, not for a single lender. We shop your loan across a wide network of wholesale lenders to find the program, rate, and terms that fit your goals. That means more options, more flexibility, and a better chance of approval, especially for self-employed borrowers, investors, and anyone whose financial picture does not fit neatly into a bank’s checklist.

More Options

Access to a wide network of wholesale lenders.

Greater Flexibility

Programs and terms that fit your goals.

Better Chance of Approval

Solutions for self-employed borrowers, investors, and unique situations.

Clear Guidance

A knowledgeable partner from start to finish.

Residential Mortgage Lending

We offer the full range of home financing in California, from conforming and jumbo loans to first-time homebuyer programs, FHA and VA loans, and home equity lines of credit, along with every option in between. For self-employed borrowers, we offer bank statement loans that qualify you on your real cash flow rather than your taxable income. For rental property investors, our DSCR loans qualify you on the property’s rental income, with no tax returns required.

Commercial Mortgage Lending

Whether you are an investor or an owner-user, we have the programs to fit your needs. We finance multifamily, mixed-use, retail, office, industrial, and other commercial properties throughout California, for purchases, refinances, and cash-out transactions.

Our Approach

We believe a mortgage should be clear, fast, and built around you. We start every pre-approval with a soft credit pull, explain every option in plain language, and stay with you from application to closing. After two decades in California real estate finance, we know the markets, we know the lenders, and we know how to get loans done.

Pre-Approval

Start with a soft credit pull to see what you qualify for.

Clear Options

Understand your programs and terms in plain language.

Application Support

Get hands-on help through the application process.

Closing Guidance

Stay with you through closing to get your loan done.

Let’s Talk About Your Next Property

Whether you are buying, refinancing, or investing, we would love to help.